It’s 2010 and It’s Time to straighten things out. We’ve experienced many financial bumps last year and thankfully, we have recovered from it all. Unfortunately, we’re yet to face more financial calamities this year so I’ve come up with this four-point financial plan: It’s TIME!
TRIM DOWN THE EXPENSES: Enough of my partner’s endless escapade for branded thingies and my addiction to pizza and pasta. Once the twins are born, we’ll also revert to using the washing machine instead of having our clothes sent to the laundry shop. Also, I’ll make it a point to turn off the TV the moment I get sleepy. And, as soon as we get a helper, I’ll make sure that we’ll resort to cooking at home rather than buying fast food meals.
INVEST IN BUSINESSES: We’ve opened this small motor shop last year and since I’m not much into it (My partner takes care of it), I’m thinking about having my own business apart from my full-time job - a small printing business which I can manage. I’ll put my frustration (in graphic design and layout) into profitable use.
MAKE MORE MONEY: Cutting down on the expenses doesn’t really work if you know that your monthly income doesn’t really fit the cost of living comfortably nowadays. That’s why I have to try to make more money. In addition to the small printing business and I’ll try to take on some extra work during weekends once I can move more after the CS delivery
ENSURE OUR FUTURE: This year, my baby’s turning one and my twins will be born February. So, I’ve decided that a part of what I make monthly should go straight to the kids’ savings account – about ten percent of what I make or even more.
"Nanay, you better accomplish what you're planning or else..."
TRIM DOWN THE EXPENSES: Enough of my partner’s endless escapade for branded thingies and my addiction to pizza and pasta. Once the twins are born, we’ll also revert to using the washing machine instead of having our clothes sent to the laundry shop. Also, I’ll make it a point to turn off the TV the moment I get sleepy. And, as soon as we get a helper, I’ll make sure that we’ll resort to cooking at home rather than buying fast food meals.
INVEST IN BUSINESSES: We’ve opened this small motor shop last year and since I’m not much into it (My partner takes care of it), I’m thinking about having my own business apart from my full-time job - a small printing business which I can manage. I’ll put my frustration (in graphic design and layout) into profitable use.
MAKE MORE MONEY: Cutting down on the expenses doesn’t really work if you know that your monthly income doesn’t really fit the cost of living comfortably nowadays. That’s why I have to try to make more money. In addition to the small printing business and I’ll try to take on some extra work during weekends once I can move more after the CS delivery
ENSURE OUR FUTURE: This year, my baby’s turning one and my twins will be born February. So, I’ve decided that a part of what I make monthly should go straight to the kids’ savings account – about ten percent of what I make or even more.
"Nanay, you better accomplish what you're planning or else..."
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